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And it's important to figure out if you and your partner have the same money style.

We live in a world of constant upgrades, but for some reason, many couples are still following the 1.0 version of love advice. "Playing by specific rules can make you less likely to pay attention to your own inner voice and experiences," says Bethany Marshall, Ph.

D., author of "Deal Breakers: When to Work on a Relationship and When to Walk Away.

"If you are a committed couple and you don't talk (or fight, albeit respectfully) about money issues while you're dating, there will be a 'flight' at some point — a potential splitting-up over these issues," says Cloke.

There's no need to bring up your 401(k) on the first date, but you should definitely disclose whatever financial baggage you're bringing into the relationship before things get serious.

Did you put on your sexiest lingerie one morning in anticipation of what might happen that night? "When couples no longer have the orchestrated passion of dates, it becomes critically important to stop waiting for sex to just catch you unaware," says Mintz.

"You have to start consciously carving out time for it." The good news is that penciled-in passion has the potential to be even steamier than a spontaneous romp: The anticipation and preparation for it can actually function as all-day foreplay, building tension that heightens the encounter when you and your guy finally rendezvous.

"Spontaneous sex is a myth," says Laurie Mintz, Ph.

D., author of A Tired Woman's Guide to Passionate Sex: Reclaim Your Desire and Reignite Your Relationship.

According to the most recent findings from the National Center for Health Statistics, a cohabiting couple has the same chances at a happy marriage as a pair who don't share an address before tying the knot.

"Couples just need to be honest about why they're deciding to move in together," says Bill Cloke, Ph.

The truth is, most couples don't see eye to eye when they're angry, so the chances of successfully resolving a dispute when you still have smoke coming out of your ears is slim.